Comprehensive, customised advice across Personal Insurance and KiwiSaver, explained in plain English. Our advice to you is free.
An unexpected illness, injury or loss can turn life upside down, and the bills don't stop. The right personal insurance covers medical expenses, lost income, and keeps your family secure when it matters most.
Every individual is different, so we never do one-size-fits-all. We design cover around your life, your people and your budget, then stand beside you all the way to claim time.
Health, life, trauma and disability insurance, tailored to meet your specific needs and stage of life.
We work with a network of top-rated insurers to find you the most competitive premiums available for the cover you need.
You get one adviser, James or Ryan, who works with you personally throughout the entire process, every step of the way.
Experienced, licensed specialists answer your questions and guide you to the right coverage. No jargon, no pressure.
When you need to claim, we handle the process with your insurer to get you the best possible outcome, fast. That's when good advice proves its worth.
Life changes: new home, new baby, new job. We review your cover regularly so it always matches your circumstances.
From protecting your income to covering a serious illness, we advise on every type of personal insurance, and recommend the right mix for your life and budget.
A lump sum for your family if you pass away, so the mortgage, the bills and their future are taken care of when you no longer can be.
Get free advice →A tax-free lump sum on diagnosis of a serious condition like cancer, stroke or heart attack, giving you room to focus on recovery, not finances.
Get free advice →A monthly payment that replaces your income if illness or injury stops you working, so life keeps moving while you get back on your feet.
Get free advice →A lump sum if you're permanently unable to work again, to clear debt, adapt your home and protect your family's standard of living.
Get free advice →Faster access to private treatment, specialists and surgery, so you and your family aren't stuck waiting on a public list when it matters.
Get free advice →Keeps the mortgage paid if you can't work through illness or injury, so the roof over your family stays exactly where it is.
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Most Kiwis are in the wrong fund and don't know it. The difference between a default fund and the right fund can be tens of thousands of dollars by retirement, or the deposit on your first home arriving years earlier.
We help you understand your risk profile, match it to an appropriate fund from our chosen providers, and give you genuine peace of mind that your future is on track.
Two minutes to tell us what you need. Zero cost, zero pressure.
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